Best international cashback service.
Perfect for US customers.
Better than Rakuten!

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Get money back when you shop online

Join for free with over 20 million members saving hundreds of dollars each year from all the top 4,400 online retailers.

Cash back is quick, rewarding, and flexible.

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Quick and easy

So you can get on with your shopping.

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It all adds up

Members earn on average $345 cash back a year.

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Pay out how you want

Get your money directly to your bank account, PayPal, or Gift Cards.

Rakuten vs. TopCashback

The cash back comparison below highlights the main differences between TopCashback and Rakuten in one simple-to-follow guide. Cash back bonuses. Coupons. Payout options. Payment minimums. This guide’s the perfect resource for any online shopper looking to maximize their cash back rebates.

Okay, let’s compare features

Rakuten was established in 1998 and TopCashback in 2011. Both have millions of members earning cash back when they shop online.
Cashback guaranteeNoYes
Payout restrictionsYesNo
Payout Options319
Payout bonusNone5%
Number of stores3,000+4,000+
Tell a Friend bonus$20 to $40$10 to $25
Signup bonusYesDuring Promotions
Stack savings with coupon codesYesYes
Trustpilot Rating4.24.4

Topcashback Has Double Cashback Rates, Everyday

*TopCashback passes on 100% of merchant commissions to members in the form of cashback.

Top Rated


TopCashback Payout Options

ACH payout Paypal payout Visa payout Amex payout Amazon payout Nike payout Sephora payout Target payout Walmart payout Grubhub payout Adidas payout Disney payout Hotelscom payout GAP payout

and many more…

Boost Your Cash Back By Up To 5% And Over 15 Payout Options.

There are no restrictions, payout schedules or minimums to follow.

Top facts compared

Some key FAQs about Rakuten and TopCashback.

  • Who offers the best rates?

    TopCashback offers 100% of the commission back to its members and consistently features higher cash back rates than Rakuten. Our comparison tool has found that we offer higher rates for the majority of the merchants listed on both sites.

  • Is there a limit to how much I can withdraw at a time?
    With Rakuten, checks are sent out on a quarterly basis, and anything under $5.01 is held until the next payable period. TopCashback does not have any limits or restrictions and allows you to withdraw your money earned at any time. Whether you have $.01 or $100, the money is yours to take!
  • How do I request payout?

    TopCashback allows you to request a payout at any time, assuming the cash back has reached the payable status. All you need to do is select the payout method you prefer and then click the ‘payable’ button. You have several options to choose from: direct deposit into your bank account, Paypal, Amazon Gift Certificate, or American Express® Reward Card.

    Rakuten has quarterly schedule for receiving any payouts over $5.01. They will notify you once you have earned $5.01 in payable cash back to be received during the next payment cycle in the form of a check.

  • How does cash back work?

    Cash back is similar to a rebate that you receive after a purchase is made. TopCashback gets commission for purchases you make at over major retailers and passes this all back to the member in the form of cash back.

    Rakuten gets commission for purchases you make at over 2,000 major retailers and passes a percentage back to the member in the form of cash back.

  • Have you found a higher cash back rate? TopCashback will match it!
    We aim to offer the highest cash back rate to our members. If you happen to find a better rate of cash back for your purchase from another online cash back provider, TopCashback will match the rate assuming you choose to use TopCashback for the transaction. TopCashback will match the cash back rates listed on Rakuten.
  • How does TopCashback make money?

    TopCashback is supported by the advertisements and sponsored listings on our site. Merchants and their networks also pay us bonuses from time to time, for driving a large volume of traffic to them.

    Rakuten earn money through commission from stores and then shares a portion of that with their members.

Page was last updated on 13 Jan 2021 09:00 and all information on this page was correct at that