Get money back when you shop online
Join for free with over 20 million members saving hundreds of dollars each year from all the top 4,400 online retailers.
Cash back is quick, rewarding, and flexible.
Quick and easy
So you can get on with your shopping.
It all adds up
Members earn on average $345 cash back a year.
Pay out how you want
Get your money directly to your bank account, PayPal, or Gift Cards.
Rakuten vs. TopCashback
Okay, let’s compare features
|Number of stores||3,000+||4,000+|
|Tell a Friend bonus||$20 to $40||$10 to $25|
|Signup bonus||Yes||During Promotions|
|Stack savings with coupon codes||Yes||Yes|
Topcashback Has Double Cashback Rates, Everyday
TopCashback Payout Options
and many more…
Boost Your Cash Back By Up To 5% And Over 15 Payout Options.
Top facts compared
Some key FAQs about Rakuten and TopCashback.
- Who offers the best rates?
TopCashback offers 100% of the commission back to its members and consistently features higher cash back rates than Rakuten. Our comparison tool has found that we offer higher rates for the majority of the merchants listed on both sites.
- Is there a limit to how much I can withdraw at a time?With Rakuten, checks are sent out on a quarterly basis, and anything under $5.01 is held until the next payable period. TopCashback does not have any limits or restrictions and allows you to withdraw your money earned at any time. Whether you have $.01 or $100, the money is yours to take!
- How do I request payout?
TopCashback allows you to request a payout at any time, assuming the cash back has reached the payable status. All you need to do is select the payout method you prefer and then click the ‘payable’ button. You have several options to choose from: direct deposit into your bank account, Paypal, Amazon Gift Certificate, or American Express® Reward Card.
Rakuten has quarterly schedule for receiving any payouts over $5.01. They will notify you once you have earned $5.01 in payable cash back to be received during the next payment cycle in the form of a check.
- How does cash back work?
Cash back is similar to a rebate that you receive after a purchase is made. TopCashback gets commission for purchases you make at over major retailers and passes this all back to the member in the form of cash back.
Rakuten gets commission for purchases you make at over 2,000 major retailers and passes a percentage back to the member in the form of cash back.
- Have you found a higher cash back rate? TopCashback will match it!We aim to offer the highest cash back rate to our members. If you happen to find a better rate of cash back for your purchase from another online cash back provider, TopCashback will match the rate assuming you choose to use TopCashback for the transaction. TopCashback will match the cash back rates listed on Rakuten.
- How does TopCashback make money?
TopCashback is supported by the advertisements and sponsored listings on our site. Merchants and their networks also pay us bonuses from time to time, for driving a large volume of traffic to them.
Rakuten earn money through commission from stores and then shares a portion of that with their members.